Guide hub

Tip, Tax, and Bill-Splitting Guides

These guides explain the questions people usually have before paying a restaurant, delivery, bar, salon, hotel, or group bill. Each guide uses simple U.S. English, short examples, and links back to the right calculator.

Quick answer: Use the guides when you need simple help, then use the linked calculator to test your own receipt numbers.

Start here

How to choose the right guide

Use the tax guide when your question is about pre-tax or post-tax tipping. Use the automatic gratuity guide when a receipt lists a service or gratuity charge. Use the split-bill guide when several people are paying together.

Better estimates

Pair each guide with a calculator

The guides explain the rule in simple language. The calculators let you enter your own bill amount, tax rate, tip percentage, service charge, and split count.

Tipping decisions

Use these guides when you are deciding how to calculate a tip.

Calculator methodology

Use these pages to understand how USTipCalc works and what its limits are.

Help and trust

Use these pages for corrections, contact, privacy, and legal limits.

What the guides cover

  • Tip before tax vs after tax.
  • Automatic gratuity and service charge wording.
  • Calculator formulas, source notes, and update process.
  • How to request corrections or review calculator limits.

Methodology and limits

Guide pages are written for general personal estimates. They do not provide tax, legal, payroll, accounting, or financial advice.

Browse all calculators or read how calculations work.

Guide hub FAQs

Are these guides legal or tax advice?

No. USTipCalc guides are for personal bill estimates and general education only. They are not tax, legal, payroll, accounting, or financial advice.

Why do the guides repeat the receipt tax-rate warning?

Sales tax can vary by the state, county, city or town, and the exact place where you buy the meal or service. In some areas, transit authorities or special-purpose tax districts also affect the rate. The rate shown on your receipt is the best input for a personal bill estimate.

How should I use these guides with the calculators?

Read the short answer first, then use the calculator linked on the guide page to test your own bill amount, tax rate, tip amount, and split count.

Useful next steps

Popular USTipCalc tools

Use these related calculators when your receipt includes tax, a service charge, or a group split.